Workers' Comp: Don't Make These Five Mistakes

Getting past a workplace incident where you're injured is difficult and recovery can take longer than you'd like. During this period you may begin to worry about your working future and the various bills that arise as you are unable to work as you did in the past. You may have already come to the conclusion that workers' compensation can help, but it's very easy to fall into the five mistakes below.

Taking Everyone's Advice

Your supervisor, co-workers and friends might have ample advice for you when you mention workers' compensation. They may give you deadline times and other information they hope you take. However, this can sometimes cause you more trouble than expected. That's because they may be in error with some of the data they provide. Double-check with the company's human resources department to ensure that any information you're working with is accurate.

Ignoring Directions

Your employer is likely to dictate specific requirements for anyone who seeks workers' compensation. These directions are not optional, in most cases, even if you think some of the guidelines don't apply to you. For example, the insurer may ask you to set up an appointment with an approved physician; if you've been seeing your own doctor you may ignore this. However, seeing the insurer's doctor is often vital to your approval. If you've got questions, ask before you ignore things. 

Incompletely Completing Paperwork

Just as requirements and guidelines shouldn't be ignored, you can't just leave parts of your claim blank. It's essential that you provide any information requested if you want your claim processed and approved. Complete every question and provide all documentation asked for.

Using Social Media

Social media use is common for almost everyone, and if you're on different sites interacting with people, think twice about mentioning your work injury and recovery. Insurance investigators oftentimes do some checking for possible fraud, so you may simply want to stay quiet about your health and job throughout this period.

Not Retaining Counsel

You probably feel some level of confidence about your ability to handle this situation. However, having a legal professional oversee your claim and scrutinize each step can make it more likely that your claim is approved and processed.

With attention to avoiding any of these five errors, your workers' comp claim is likely to be processed without problems. If you do receive a clear denial, work with the attorney you've retained to dispute that action and ultimately get your compensation. Visit a site like http://mcmullenochs.com for more help.

Share